Nontraditional Life Insurance Plans You Should Know About
Posted: September 22, 2021
Traditional life insurance is low risk and offers guaranteed maturity returns to policyholders. Nontraditional life insurance combines investment and insurance in a single policy. These plans invest in the market and have the potential to earn higher returns because of their higher-risk nature. If you have not been able to obtain traditional life insurance, you should know about these nontraditional life insurance plans. Graded Life...
Medicare Supplement vs. Medicare Advantage: What’s the Difference?
Posted: September 21, 2021
Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program doesn’t mean you won’t be faced with out-of-pocket costs. With Original Medicare (Parts A and B), you’ll receive coverage for health-related expenses like hospital care, doctor visits, medical procedures and equipment. Like a traditional health insurance policy, Medicare pays its share of the...
Is a Medicare Supplement Insurance Plan Worth It?
Posted: September 20, 2021
When you sign up for Medicare Parts A and B, you also have the option to apply for a Medicare Supplement insurance plan. A Medicare Supplement plan, sometimes called “Medigap,” is a private insurance policy that can help pay for some of the health care costs that Medicare doesn’t cover. But is this coverage really necessary? And more importantly — is it worth it? WHY CHOOSE...
Will a Speeding Ticket Affect My Car Insurance?
Posted: September 20, 2021
It’s universal: No one likes to see red and blue flashing lights in your rearview mirror. Every driver knows breaking the speed limit is against the law… but that doesn’t seem to stop us. In fact, it’s estimated that 41 million speeding tickets are issued in the United States every year. But what are the impacts on your wallet after you pay the fine? Let’s...
The Ins and Outs of Business Contents Insurance
Posted: September 19, 2021
Your business contents are items belonging to your business that are not permanently attached to the building. They may include small items, such as laptops and mobile phones, or furniture, office equipment, raw materials, or large machinery. No matter the size or nature of your enterprise, the loss of some or all of these essential items could significantly disrupt your operations. Business contents insurance is...